We have all heard horror stories of fraud and the havoc they leave in their wake. It can literally take years to clean up the mess of taken identity from credit issues to on-line accounts and on-line purchases, it’s something we would not want on anyone. In today’s cyber worl, it’s easier than ever to possess your identity stolen, however there are steps you’ll take to get on the defense against this sort of crime. Here are four easy stuff you will do to help defend your identity from being stolen.
Shred Your Mail
If you get paper bills, always shred them before throwing them away. Mark out any personal information like a social insurance number, telephone number, birth date, or address with a permanent marker, then run them through a shredder. You’ll also burn something like this too, if you don’t trust using the shredder to destroy all the information. By shredding the mail before throwing it out, you’re not going away any data in the hands of people who may go through your trash looking for personal identification data to steal. If you get many credit card applications in the mail, shred them and toss them ASAP and get off their mailing list!
If you’re shopping at a brick and mortar store – try to use cash. It doesn’t leave a paper trail like credit cards or checks, that are targets for would be identity thieves. If you do pay using credit cards or shop on-line – think about using a service like PayPal – it permits you to send and receive cash securely – with very little risk of fraud. I use PayPal plenty for on-line purchases. The money is taken securely from my bank account, and i don’t need to worry regarding it going to the incorrect place! Another tip once using credit or debit cards to make purchases, check your accounts on-line daily and alert your bank or credit card company to any purchases or amounts that seem off or incorrect.
Choose Strong Passwords
This is one tip that we must always all take seriously. Several people don’t modification our passwords to on-line accounts often enough. We tend to keep a similar password for years. Specialists suggest that you change your password frequently and create it something that might be hard to figure out or guess simply. Select a mix of numbers and letters that are personal to you – not common ones. Same goes for your pin number; don’t choose one thing common like 123456 or 696969. Choose a number combination that you will keep in mind for another reason. If you’ve got trouble memory your passwords, write all down in a password book and keep it by your laptop.
Watch Your WI-Fi Settings
If you utilize your laptop in a public place like a library or coffeehouse – ensure to alter your network settings to public – this encrypts information to create it harder for hackers to steal your personal information. It offers you a safer connection that makes it safer to surf the online and use looking websites. Additionally, you must use caution what quantity info you share on social media that would be bait for hackers.
As you’ll see, there are many things you can do to assist defend your on-line presence and your identity. You would like to do everything you’ll to shield it from being stolen and protect your credit and financial future.
If you have other ways to protect yourself from identity theft, please post them in a comment below, we’ll be grateful!